(Document 1 of 5)

CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You have the right to cancel your contract with any credit repair organization for any reason within 5 business days from the date you signed it.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate.

The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

The Public Reference Branch Federal Trade Commission Washington, D.C. 20580

I have read this statement and acknowledge that I have been a provided a copy of this statement for my records.

(Document 2 of 5)

ADDITIONAL STATEMENT OF CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW

You have a right to obtain a copy of your credit file from a consumer credit reporting agency. You may be charged a reasonable fee not exceeding eight dollars ($8). There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The consumer credit reporting agency must provide someone to help you interpret the information in your credit file. You have a right to dispute inaccurate information by contacting the consumer credit reporting agency directly. However, neither you nor any credit repair company or credit services organization has the right to have accurate, current, and verifiable information removed from your credit report. Under the Federal Fair Credit Reporting Act, the consumer credit reporting agency must remove accurate, negative information from your report only if it is over seven years old. Bankruptcy information can be reported for 10 years. If you have notified a credit reporting agency in writing that you dispute the accuracy of information in your credit file, the consumer credit reporting agency must then reinvestigate and modify or remove inaccurate information. The consumer credit reporting agency may not charge a fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the consumer credit reporting agency.

If reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the consumer credit reporting agency to keep in your file, explaining why you think the record is inaccurate. The consumer credit reporting agency must include your statement about disputed information in any report it issues about you.

You have a right to cancel the contract for any reason within five working days from the date you signed it. If for any reason you do cancel the contract during this time, you do not owe any money.

You have a right to sue a credit services organization if it misleads you.

I have read this statement and acknowledge that I have been a provided a copy of this statement for my records and have returned a signed copy to the Company.

(Document 3 of 5)

NOTICE OF CANCELLATION

 You, the buyer may cancel this contract, without any penalty or obligation, at any time before midnight of the 5th day which begins after the date the contract is signed by you.

To cancel this contract, please print and transmit via fax (858) 764-9772, overnight mail or e-mail a scan of this signed and dated copy of this cancellation notice to:  sales@callcreditpro.com.

Overnight mail may be sent to: 10531 4S Commons Dr., Ste 166-626, San Diego, CA 92127

I hereby cancel this transaction,

(PRINT NAME and SIGN here "ONLY"  if you wish cancel)

(Document 4 of 5)

NOTICE OF AVAILABLE NONPROFIT CREDIT COUNSELING

            You have the right to obtain nonprofit credit counseling services.  The National Foundation for Credit Counseling (“NFCC”) is the nation’s largest and longest-serving nonprofit financial counseling organization.  The NFCC’s mission is to promote financially responsible behavior.  NFCC member agencies provide a variety of free and affordable services, including credit counseling. 

            To schedule an appointment with an NFCC member agency today, call 800-388-2227 or visit https://www.nfcc.org/locator to find a credit counselor near you.

            I have read this statement and acknowledge that I have been a provided a copy of this statement for my records and have returned a signed copy to the Company.

(Document 5 of 5)

CREDIT ENHANCEMENT SERVICES AGREEMENT

This Agreement is entered into on  between Credit Pro, Inc. (the “Company”)

and (the “Customer”), hereinafter referred to individually as “Party” or collectively as “Parties.”

Credit Pro, Inc. (“the Company") agrees to assist customer in adding aged credit history to their existing credit profile (the “Requested Services”) as requested on the Services Summary, which is attached hereto and incorporated herein as if set forth in its entirety (see page 5).  The accounts added to Customer’s existing credit profile will have a perfect payment history (pays as agreed) showing on customers credit file by the conclusion of forty five (45) days or less.

The company does not charge Customer in advance for any service. Company charges Customer only after all work is complete and Customer has been added to the requested accounts. Once Customer has been added to the requested accounts, Company shall deem services to be complete. Company shall begin performing the Requested Services on the date it received a copy of this Agreement signed by Customer, and the Requested Services will be complete within two months of Customer’s execution of this agreement.

In consideration of the Company’s services, Customer agrees:

1. To pay the Company the service fee via cash, check or certified funds within forty-eight (48) hours of when the Requested Services are completed and Customer is added to aged accounts.
2. The fee will be returned in full to Customer if the Requested Services are not rendered.
3. Customer understands that, although they are being added as an authorized user to aged accounts, at no time may the credit line be accessed or used by No credit cards will be provided to the Customer but may be retained by company as proof of services rendered.
4. That Customer intentionally sought out the company, which is based in the State of California, to perform the services identified here, and that the services may be performed by any principle or assistant working for or in association with the
5. The company will not discuss Customer’s case with anyone else not involved unless Customer submits a written request authorizing the company to do
6. That this Agreement, including its links and the definitions, constitutes the entire agreement between Customer and the company and may only be modified in

It is further agreed by Customer that:

1. That this service may enhance Customer’s It will not prevent or conceal adverse information.
2. It has been explained to Customer that no credit repair organization has the right or ability to have accurate, current, and verifiable information removed from Customer’s credit
3. Customer warrants that they were not counseled or advised to make any statement which is untrue or

Warranty and Requested Services: Customer will receive the requested tradeline(s) showing on at least 2 of the 3 major credit bureaus (Experian, Trans Union, Equifax) no later than forty five (45) days from the date Company received a copy of this Agreement signed by Customer. The Company will provide a full refund for each and/or any tradeline in question in the event that Customer does not receive the above representations. If multiple lines (tradeline packages) are purchased at one time, Customer is entitled to a refund based solely on the non-posted tradelines. Customer agrees to submit their request for refund in writing along with a current copy of their credit reports to Credit Pro, Inc. and to allow the company thirty (30) days to correct any deficiencies.

Customer agrees to provide notice via e-mail (sales@callcreditpro.com) or fax (858-764-9772) if the requested tradeline(s) have not posted to their credit within 15 days of the quoted reporting date in order to allow time to correct any deficiencies. Customer also agrees to provide proof of any non-posted tradelines via current credit report.

Governing Law and Choice of Forum: The interpretation and enforcement of this Agreement shall be governed by the laws of California applicable to contracts made to be performed entirely within that state.  The Parties acknowledge that 15 U.S.C. §§ 1679—1679j also governs this Agreement.  Customer and Company hereby consent and agree that the Superior Court located in the City and County of San Diego will have exclusive jurisdiction over any legal action or proceeding arising out of or relating to this Agreement, and each party consents to the in personam jurisdiction of such courts for the purpose of any such action or proceeding.

Principal Place of Business and Registered Agent:  The Company’s principal place of business is 10531 4S Commons Dr., Ste 166-626, San Diego, CA 92127.  The Company’s agent for service of process is Integral Tax, Inc., located at 16880 W. Bernardo Drive, Ste 150 San Diego, CA 92127.

I certify that I have provided my TRUE and CORRECT SOCIAL SECURITY NUMBER in all correspondence and communications with Credit Pro, Inc.. CPN’s, TIN/EIN or any other number other than my government issued Social Security Number are not eligible for a refund and are a violation of this contract.  Furthermore, I understand that Credit Pro Inc may validate my SSN with a third party verification service.

I have been provided a copy of the required “CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW.”

I have been provided a copy of the required “ADDITIONAL CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW.”

I have been provided a copy of the required “NOTICE OF CANCELLATION.”

I have been provided a copy of the required “NOTICE OF AVAILABLE NONPROFIT CREDIT COUNSELING.”

You may cancel this contract without any penalty or obligation at any time before midnight of the 5th day on which you signed the contract.  See the attached notice of cancellation form for an explanation of this right.

 IN WITNESS WHEREOF, the Parties have caused this Credit Enhancement Services Agreement to be executed.

ACCEPTED AND AGREED

Customer (Print Name):

Date:

Authorized User Information

Your full name, address, dob and ssn must match exactly as shown on your credit report!

DATE OF BIRTH: