What guarantees do you offer?
Because of the many factors that go into determining your full credit score, it is impossible to guarantee a specific credit score increase. Our credit consultants are always conservative when setting your expectations as our goal is to under-sell and over-deliver, but as the credit bureaus keep their scoring formulas tightly confidential, no company is able to guarantee a specific number for score increase. This said, we do offer written guarantees so that you can be assured we do everything possible on our end to ensure the best possible results. Our guarantee promises that our credit lines are seasoned credit lines with a minimum of 3 years, have perfect payment history, and less than 10% of the available credit being utilized. We also guarantee that our lines will report to a minimum of 2 out of the 3 credit bureaus within the contracted time (varied depending on standard vs. expedited). While 90% of the time our lines report to all 3 bureaus, there are occasionally factors outside of our control that can keep a line from hitting the 3rd bureau. If for whatever reason your line only hits one bureau, we will replace it at no charge, but our extremely competitive pricing is set to guarantee a minimum of 2. As most lenders take into account your mid-score, it should not lessen your ability to qualify for credit if your credit line reports to at least 2 bureaus.